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Tax time....

Year round we're taking appointments to do personal tax returns.

Give us a call today to book in a convenient time to get yours done.

We are now also offering phone appointments.



We work with you, given our extensive experience knowledge and skills, to efficiently prepare your tax return and claim all eligible deductions with the aim of giving you the best outcome.


We assist with not only the start-up process of your business right through to bookkeeping, budgeting, cash flow forecasting, software solutions and so much more. We've helped hundreds of business begin and grow. 


​We aim to provide you with advice when you need it, not just when you ask for it. Our services also include assistance with trusts, business valuations, farm accounting, rental properties, company secretary and SMSFs. 


We've also developed our traditional auditing and accounting practices into innovative client-focused services. We offer assistance with SMSF Audits, GST and taxation.

At Cargill & Associates Pty Ltd we have been providing business & personal clients with pro-active accounting and taxation advice for over 30 years. 


  • Superannuation & Contributions
  • Retirement Planning & Pensions
  • Investment & Portfolio Advice
  • Personal Risk Protection Insurance
  • Debt & Cash Flow Management
  • Centrelink & Age Pension
Exceptionally qualified & friendly financial advisers who want to help you achieve your financial goals.
They provide assistance with: 
And because they are in the same office, it's convenient for our clients. We're like your one-stop-shop for your financial needs.

Loan Assistance

We also have access to loan brokers to assist with your first home loan, refinancing, investment or property loans or limited recourse borrowing for your SMSF.

Legal Assistance

If you have any legal needs such as a new Will, assistance with a divorce, or establishing a business, we have access to solicitors and lawyers that can assist you. 
Whatever your need, just ask and we can assist with a referral to a trusted associate. 

Wayne started his career in accounting as a financial controller for various Repco companies and in 1979 formalised his experience when he attained the Certificate of Business Studies in Accounting. In 1980 Wayne started his own business - Cargills Taxation Services - and operated as a sole practitioner until 1995. Wayne continued working with his existing clients but formed a larger practice with an enterprising partner and Cargill & Associates was born. Wayne thrives on being able to assist clients pro-actively in finding solutions to financial problems as well as mitigating tax liabilities. Wayne places particular emphasis on guiding clients to attain business success as well as personal wealth creation and security. 
Wayne is passionate about music and enjoys just about any type of recreation.


Senior Accountant
Wayne Cargill

Mark joined Cargill & Associates in 1990 and has been an associate since 1995. Over the years he has worked extensively with small business owners and individual clients to ensure that they are efficiently managing their personal tax and business affairs as well as meeting their taxation and other compliance obligations. Mark has attained a Bachelor of Economics as well as a Graduate Diploma of Business (Accounting). Mark is also a Certified Practising Accountant.

Mark is a Pies supporter and enjoys family holidays to explore new destinations.

Senior Accountant
Mark Galvin
Andrew Perrett

Andrew works closely with a range of individual and small business clients as well as specialising in the area of Self-Managed Superfunds. Andrew is undergoing the Chartered Accountant qualification & holds a Bachelor of Commerce (Accounting) degree. Andrew has previously worked in commercial banking, however in 1996 Andrew saw the light and became a tax accountant. 

Away from work Andrew is a keen follower of the Geelong Football Club & enjoys getting away to Gippsland as much as possible to go fishing.

Julie joined Cargill & Associates June 2002, where she worked as an accountant until she went on maternity leave to have her first child.  After her second child and some 4 years later Julie returned on a part time basis. Julie is a Certified Practising Accountant and holds a Bachelor of Business. She deals mainly with the company's individual and small business clients in the preparation of financial accounts and taxation returns.

Julie enjoys relaxing with the family, cooking and going on holidays, particularly to New York.

Julie West
Office Manager
Jackie Anderson

Jackie Anderson joined the Cargill & Associates team in 2008 as a receptionist and has worked her way up to office manager. She is responsible for the overall running of Cargills. Jackie's duties include assisting with applications and lodgements, bookkeeping, accounts and helping clients understand their accounting software. 

A mad Richmond supporter, she is a country girl at heart and spends most of her time with her partner Simon, their little girl Hailey, a menagerie of pets, friends and family. 

Nina is an experienced and ambitious Accountant with a Master's Degree in Business Administration and more than 20 years of work experience in Germany and Europe. She also ran her own accountancy firm in Frankfurt prior to immigrating to Melbourne in 2007 with her family.

In her spare time Nina is looking after her two boys.

Nina Totzek
Admin Assistant
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Debbie started with Cargill's in March 2018 and has come to us with extensive office and administrative experience. You may speak with her when you call into the office so make sure you say hello. She is the main contact in the office and as Jackie transitions to working from home more, Debbie takes a load off Jackie's plate to ensure that our office is running smoothly.


There is a new way to get your Payment Summary (group certificate), so if your employer didn't provide you with one, your details may already be with the ATO and you'll need to check your MyGov account. For more details, click on this link.

Helpful Stuff



03 9351 0222


Ground Floor, 74 Keilor Road

Essendon North  VIC  3041


P O Box 407

Essendon North  VIC  3041


Success! Message received. One of the guys will get back to you within 24 hours. If your question is urgent, please don't hesitate to give us a call on 03 9351 0222.

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